Retirement Plainly

This site explains how Social Security, Medicare, and retirement accounts work as systems. It is not financial, tax, or legal advice, and it does not tell you what to do with your own retirement. For official guidance, see the Social Security Administration and Medicare.gov. What this is.

Social Security

Social Security

All Social Security articles from Retirement Plainly.

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Social Security 6 min read

How Delayed Retirement Credits Accrue Past FRA

Delayed retirement credits increase a Social Security benefit by a fixed percentage for each month claimed after full retirement age, up to age 70.

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Social Security 6 min read

How Social Security Spousal Benefits Are Calculated

Social Security spousal benefits are capped at 50% of the worker's primary insurance amount, subject to reductions for early claiming and offset rules.

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